Most people think that they know all they need to know about the Social Security Death Index (SSDI), but there is a lot more information to it. I think it is important for me to first explain to you a little history of this government program.
Social security was one of the social programs that came out of the great depression in 1935. Eventually this led to a specific type of card that an individual would be issued and could use this to collect the benefits of the government program. As we got into the 1960s, this number that came with a social security card was used as a means of identifying people. Both private institutions and the government started using it, including the IRS.
The number on a social security card used to be a lot easier to understand before 1972. The first three digits were actually a representation of the state the applicant was a resident of. After 1972, the first three numbers became a representation of mailing zip code. This means that you can find out where a person has lived based completely by the first three digits of their number.
The social security death index is actually a list of the people that have died and are currently kept in a database by the bureaucracy of the social security admin. The reason that they keep such a record is that they need to know who has died, so they can prevent fraudulent activities with the benefits provided by the program.
As a citizen, you can take advantage of the Freedom of Information Act to dig up information. The government is required by law to provide information held by the government. That is within reason though. They're not going to give you anything that endangers national security or that is obviously something being used to commit a crime.
You're allowed to order this information, but it is an expensive thing to buy. You have to pay upwards of $7000. For most people that just isn't a reasonable price for them and if you're just going to run a few searches, it's far too much. The good news is that private companies have purchased the massive databases of information and allow people to search for them for a cheap fee. It is definitely a more practical approach to getting access to the social security death index.
The best types of companies to do this with are ones that are on the internet. The reason is that they will let you take a search through the database before you ever have to pay. Nothing is more annoying than paying for access to a database and not finding someone in it. This allows you to do all the searching without having to invest money to access it. This is definitely one of the more favorable approaches people take to search the social security death index. There are a few reliable companies online that can provide you the search for a small fee. Just check out their website and gather more information before you dive into your research.
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